Auto Loan & Lease FAQs

We Answer Your Most Common Auto Financing Questions in West Memphis

Frequently Asked Questions About Financing


Is It Safe to Apply for Financing On Your Website?

With the advent of modern technology, we know more and more drivers are looking for ways to expedite their experience at our dealership in West Memphis. One of the ways you can make your buying experience more efficient is by shopping online -- including exploring your financing options from the comfort of your home. Not only is this safe to do, but it gives you control over when and where you fill out this application. In terms of your information, it is encrypted and protected, ensuring 100% safety when you use our online application.

Do You Approve All Credit Histories?

Yes! Here at Bayird Dodge Chrysler Jeep Ram Of West Memphis, we understand that everyone is approaching the car buying process with a different credit and financial situation. However, whether you're rebuilding credit or working on building credit post-college, that does not change your need for a vehicle. That is why we work will all types of drivers, from all types of backgrounds, to help you find a great new or used vehicle.

Can I Buy My New or Used Car Online?

Yes! Our website has been outfitted with a variety of tools to help expedite and enhance your experience on the road. Not only is our entire new and used inventory available for you to view on our website, but you can also easily apply for financing on our website. Additionally, you can utilize a variety of tools -- including our payment calculator, our trade-in appraisal tool, and much more. Additionally, no matter if you live nearby or are from Germantown, TN or Arlington, TN, you can easily use these tools and shop for a car from the comfort of your home.

What Is GAP Insurance? Should I Get It?

You may hear about GAP insurance when you are preparing to invest in a vehicle. What is GAP insurance, though? And why is it important? Firstly, GAP insurance is essentially protection for you in a specific circumstance. When you buy a vehicle, your insurance may value your vehicle at a different price than your automotive loan. This creates a "gap", should something happen to your car (like it being totaled or stolen). Without GAP insurance, you would be on the hook for that difference in pricing. GAP insurance would cover that difference for you, though.

Should I Lease or Buy My Car?

This is a difficult question, as the answer often relies on a few different factors. However, the best way to think about these two financing options is in terms of the length of your investment. If you want a long-term investment, a vehicle you will own for multiple years, then buying may be a better option for you. If you prefer a short-term investment that is on the more affordable side, we recommend pursuing leasing.

How Do I Find Out How Much My Trade-In Vehicle Is Worth?

Many of our drivers are looking to trade in their current vehicle, or an older car, so they can use its value toward the purchase of a new model. If you would like to estimate the value of yourtrade-in vehicle, you can use our online appraisal tool. After inputting some information about your car, you will get an estimate for your vehicle which you can factor into your budget. Plus, you can use this tool regardless of whether you are visiting from Memphis, TN or Southaven, MS

  1. Bayird Dodge Chrysler Jeep Ram Of West Memphis

    1901 E Service Rd
    West Memphis, AR 72301-2204

    • Sales: 870-200-9017
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Get in Touch

  • Contact our Sales Department at: 870-200-9017
  • Monday08:30AM - 07:00PM
  • Tuesday08:30AM - 07:00PM
  • Wednesday08:30AM - 07:00PM
  • Thursday08:30AM - 07:00PM
  • Friday08:30AM - 07:00PM
  • Saturday08:30AM - 05:00PM
  • SundayClosed