Apply for Online Financing in West Memphis

We at Bayird Chrysler Dodge Jeep Ram of West Memphis have an inventory of new and used Chrysler, Jeep, Dodge, and Ram. We offer our customers from Arlington financing options to get the vehicle they want. We encourage you to apply for online financing at our location in West Memphis.

Benefits of Applying for Auto Financing Online

A benefit of applying for online financing is it saves you time if you can't stop by the dealership yet. You can apply regardless of the weather in Memphis and any time, day or night. Our dealership can connect you with various lenders, so you will find one to fit your needs in Germantown. The online application process is faster than driving from Southaven, and you don't have to schedule an appointment. This means you can get approval in minutes instead of waiting for days when applying in person. You can get your Chrysler, Dodge, Jeep, or Ram without the concern of endangering your private data.

How Vehicle Financing Works

An auto loan is a secured loan, which means the vehicle is the collateral that secures the loan. The loan is based on a fixed period, such as a three-year or five-year financing term. You also have the option of pre-qualification, which gives you an idea of what you qualify for without hurting your credit. You may need to send several documents for the online pre-qualification process, including

  • proof of residency
  • proof of income
  • proof of insurance
  • social security number
  • banking information
  • vehicle make and model

They will commonly run a soft credit check and send you an estimate of how much they can lend you. The estimate usually includes the annual percentage rate, monthly payments, insurance, and closing costs. If you pre-qualify, you may opt to get pre-approved and proceed with the formal loan process.

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Contact Information

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Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Banking Information

Co-Applicant Information

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

By submitting your contact information, you consent to be contacted by telephone about purchasing a vehicle or obtaining vehicle financing. Clicking on the Submit button above is your electronic signature.

* The advertised price does not include sales tax, vehicle registration fees, other fees required by law, finance charges and any documentation charges. A negotiable administration fee, up to $115, may be added to the price of the vehicle.

* Images, prices, and options shown, including vehicle color, trim, options, pricing and other specifications are subject to availability, incentive offerings, current pricing and credit worthiness.